Terms of Use

1. Scope of Service

SimplyLoan.co.za ("the Website") is operated by Afima ApS (CVR DK-41412062). The Website provides general financial information, illustrative loan calculators, and comparisons of personal loan products offered by third-party credit providers registered with the National Credit Regulator (NCR) in South Africa.

Nothing on this Website constitutes financial advice under the Financial Advisory and Intermediary Services Act (FAIS) or a binding credit quotation under the National Credit Act 34 of 2005 (NCA).

2. Illustrative Calculations & Third-Party Offers

All repayment figures, interest rates, and fee breakdowns shown on SimplyLoan.co.za are illustrative estimates. Your actual interest rate, initiation fee, monthly service fee, and credit life insurance premium will be determined solely by the credit provider following a formal credit and affordability assessment.

Afima ApS may receive referral compensation from featured credit providers when users click through to a partner website. Use of SimplyLoan.co.za is always free of charge for consumers.

3. Limitation of Liability

While we strive to keep all statutory NCA caps, lender details, and illustrative calculations accurate and up to date, Afima ApS makes no warranties regarding completeness or availability and is not liable for lending decisions or contractual terms agreed between you and any third-party credit provider.