About SimplyLoan South Africa
2026-10-15
Our Mission
SimplyLoan.co.za helps South African consumers compare personal loans and debt consolidation options from established, National Credit Regulator (NCR) registered banks and credit providers.
Our goal is to make credit costs transparent by clearly illustrating National Credit Act (NCA) interest rate caps, once-off initiation fees, and monthly service fees before you commit to a credit agreement.
Independent Comparison – Not a Credit Provider
SimplyLoan is an independent financial information and comparison portal operated by Afima ApS (CVR no. DK-41412062). SimplyLoan is not a bank, credit provider, or financial adviser registered under the FAIS Act or the National Credit Act, and we never issue loans or make credit decisions.
When you choose to visit a credit provider via our platform, your application and any resulting credit agreement are concluded directly with that NCR-registered credit provider.